Splendid Health Insurance

🎒 BACK-TO-SCHOOL SEASON IS HERE — DON'T FORGET YOUR FAMILY'S HEALTH CHECKLIST.

August means supply lists, new backpacks, and busy mornings.

But before the school year starts, make sure your family's health needs are covered — literally.

Your back-to-school health insurance checklist:

✅ Schedule the required school physical (most preventive visits are covered at $0).

✅ Get vaccinations up to date — flu shot season starts in September.

✅ Confirm your children's pediatrician is still in your plan's network for 2026.

✅ Review your urgent care vs. ER options — and know the co-pay difference.

✅ If your child has asthma, allergies, or ADHD — verify medications are covered and refill prescriptions before school starts.

✅ Know what to do if your child gets sick at school: telehealth can handle minor issues quickly.

A few minutes of preparation now can prevent hundreds of dollars in unnecessary ER visits later.

📞 FREE Consultation: +1 (832) 497-3623
🗓️ Book your appointment: https://shorturl.at/uBquZ
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Splendid Health — Making care easier for families.

🚀 TELEHEALTH IN 2026: THE BENEFIT MOST PEOPLE HAVE BUT NEVER USE.

Since 2020, telehealth coverage expanded dramatically across most health insurance plans — including Medicare.

But years later, millions of people still default to waiting weeks for an in-person appointment when their issue could be resolved from their couch in 30 minutes.

What telehealth typically covers:

✅ Primary care visits for cold, flu, UTI, minor infections.

✅ Mental health therapy and psychiatric evaluations.

✅ Chronic condition management (diabetes check-ins, blood pressure follow-ups).

✅ Prescription renewals and medication adjustments.

✅ Post-surgical follow-ups.

✅ Dermatology (skin concerns via photo review).

What it doesn't replace:

❌ Physical exams requiring hands-on care.

❌ Lab work, imaging, or in-person diagnostics.

For Medicare: Telehealth expanded access remains in effect through 2026, including audio-only visits for those who don't have video capability.

Have you checked if your plan covers telehealth? The answer is almost certainly yes.

📞 FREE Consultation: +1 (832) 497-3623
🗓️ Book your appointment: https://shorturl.at/uBquZ
👥 Join our community: https://www.facebook.com/groups/1855229751841019

Splendid Health — Making care easier for families.

Understanding your coverage can make a big difference in how confidently you make decisions. 💜

Before choosing or reviewing a health insurance plan, take time to understand:

✓ What’s covered
✓ What you may pay
✓ Where you can receive care
✓ What matters most for your needs

You don’t have to navigate all the details alone. At Splendid Health Insurance, our licensed agents can help you review your options and understand them in clear, simple terms.

💬 Which of these 4 would you like to understand better?

Have questions? Call us at +1 (832) 497-3623.

💊 2026 PRESCRIPTION DRUG COSTS: WHAT CHANGED AND HOW TO PROTECT YOURSELF

One of the biggest concerns we hear from seniors and families is rising medication costs.

The good news: 2026 brought significant changes that could work in your favor—if you know about them.

Key changes for this year:

✅ Medicare Part D out-of-pocket cap: $2,000/year maximum—no more catastrophic phase costs!

✅ Insulin prices: Capped at $35/month for Medicare enrollees.

✅ Negotiated drug prices: Medicare negotiated lower prices for 10 high-cost drugs taking effect this year.

✅ Vaccine coverage: All recommended vaccines covered at $0 under Part D.

What you should do right now:

🔹 Review your plan's 2026 formulary: Your medication's tier may have changed.

🔹 Ask about generic alternatives: They often offer identical effectiveness at 80% lower cost.

🔹 Check if your medication is on Medicare's negotiated price list.

🔹 Consider a Medication Therapy Management (MTM) program if you take 2+ chronic medications.

Your medications shouldn't be a financial decision. Let's make sure they're not.

📞 FREE Consultation: +1 (832) 497-3623
🗓️ Book your appointment: https://shorturl.at/uBquZ
👥 Join our community: https://www.facebook.com/groups/1855229751841019

Splendid Health — Making care easier for families.

Insurance can feel complicated. Talking to someone shouldn’t. 💜

Maybe you have questions about coverage.
Maybe you’re comparing options.
Maybe you simply don’t know where to start.

That’s exactly why having real guidance matters.

At Splendid Health Insurance, we believe insurance conversations should feel clear, personal, and comfortable. Our licensed agents are here to listen, answer your questions, and help you better understand your options—without pressure.

💬 What’s one insurance question you wish someone would explain in plain English?

Questions? Let’s talk. Call +1 (832) 497-3623.

📅 OCTOBER 15 IS CLOSER THAN YOU THINK — AND THE BEST MEDICARE REVIEWS HAPPEN BEFORE THE RUSH. 📅

Medicare's Annual Enrollment Period (AEP) runs October 15 through December 7.

Every year, millions of seniors wait until November to start their review — and end up rushed, overwhelmed, or settling for whatever plan their agent puts in front of them first.

The families who get the best outcomes start in August. Here's why:

🔹 Your Annual Notice of Change (ANOC) arrives in late September — review it the day it arrives.

✅ Plan formularies change annually — your medication may be in a different tier (= different cost) in 2027.

🔹 Provider networks shift — your doctor may not be in your plan next year.

✅ New plans enter your market every AEP — there may be a better option you've never seen.

🔹 Slots with licensed agents fill up fast in October/November — the earlier you call, the more time we have for you.

Don't make this decision in 20 minutes. Let's start the conversation now.

📞 FREE Consultation: +1 (832) 497-3623
🗓️ Book your appointment: https://shorturl.at/uBquZ
👥 Join our community: https://www.facebook.com/groups/1855229751841019

Splendid Health — Making care easier for families.

⚠️ Beware of Medicare Scam Calls

Scam calls pretending to be from Medicare are becoming increasingly common. If someone contacts you asking for your Medicare number, banking information, or personal details, take a moment before responding.

Your personal information is valuable—and protecting it starts with knowing who you can trust.

At Splendid Health Insurance, our licensed agents are here to help you understand your Medicare options and answer your questions with clear, honest guidance. If you're ever unsure whether a call is legitimate, we're here to help you make informed decisions with confidence.

Have you ever received a suspicious Medicare phone call? Tell us in the comments below.

Need trusted Medicare guidance?

📞 Call Splendid Health Insurance
+1 (832) 497-3623

💬 Or send us a message to speak with a licensed Medicare agent today.

🤔 '$0 MONTHLY PREMIUM' — IS IT REAL, AND IS IT RIGHT FOR YOU?

One of the most common questions we get: 'I saw an ad for a $0 premium health plan. Is that actually real?'

Yes — and no. Here's what you need to know:

✅ YES, $0 premium plans are real:
Many Medicare Advantage plans charge $0/month in premium. Many ACA Marketplace plans qualify for $0 premium after applying subsidies. These plans genuinely exist and are used by millions of Americans.

⚠️ BUT there's more to the story:
A $0 premium plan can still have:
• High deductibles ($3,000–$7,000+)
• High co-pays per visit
• Narrow provider networks
• Limited drug formularies

A plan that costs $0/month could cost you thousands when you actually need care — while a plan with a $150/month premium might save you money overall.

The right plan isn't always the cheapest one on paper. It's the one that matches how YOUR family uses healthcare.

That calculation? We do it for free.

📞 FREE Consultation: +1 (832) 497-3623
🗓️ Book your appointment: https://shorturl.at/uBquZ
👥 Join our community: https://www.facebook.com/groups/1855229751841019

Splendid Health — Making care easier for families.

Almost everyone turning 65 asks this question…

"Do I automatically get Medicare when I turn 65?"

The answer surprises many people.

Turning 65 doesn't always mean you're automatically enrolled. Your next steps can depend on your work history, current coverage, and personal situation.

That's why so many people end up confused—or worried they're missing something important.

The good news? You don't have to figure it out alone.

At Splendid Health Insurance, our licensed agents explain your options clearly, answer your questions, and help you understand what may fit your situation—without pressure.

👇 Are you turning 65 this year, or do you know someone who is?

Comment INFO and we'll help you understand your Medicare options.



Options, costs, and eligibility may vary based on your location and personal situation. Speak with a licensed agent to review the options available to you.

🚀 TURNING 26? DON'T LOSE YOUR HEALTH INSURANCE DEADLINE!

Under the ACA, children can stay on a parent's health plan until they turn 26. But the day they hit that birthday, coverage ends — and there's a strict window to act.

What parents and young adults need to know:

🔹 The clock is ticking:
Coverage typically ends on the last day of the month they turn 26 (or, in some plans, their actual birthday). From that date, they have only 60 days to enroll in their own plan.

🔹 Their options at 26:
✅ Enroll in an ACA Marketplace plan — often with subsidies based on their income.
✅ Enroll through their employer (if offered within the qualifying period).
✅ Join a spouse's plan if recently married.
✅ Medicaid, if their income qualifies.

🔹 The critical mistake to avoid:
Assuming they have more time than they do. Young adults regularly miss the 60-day window — and must wait until November Open Enrollment.

If your child is turning 26 soon, start this conversation now.

📞 FREE Consultation: +1 (832) 497-3623
🗓️ Book your appointment: https://shorturl.at/uBquZ
👥 Join our community: https://www.facebook.com/groups/1855229751841019

Splendid Health — Making care easier for families.