Accra Street Journal

Learn the key differences between forex and stock trading. Compare leverage, time horizon, risk, and how each works for Ghanaian investors.

Forex vs Stocks: Understanding the Difference One is a claim on a company’s future profits. The other is a bet on the relative value of two currencies. They look similar on a trading screen—both have prices, charts, and volatility—but they operate on fundamentally different mechanics. Understanding that difference is essential before you ...

Learn how cedi movements affect Ghanaian investors holding US stocks, GSE equities, bonds, and remittances. Understand currency risk and how to manage it

How Currency Movements Affect Ghanaian Investors The cedi’s swings do not affect every investor the same way. Where you sit—and what you hold—determines whether a currency move is a tailwind, a headwind, or something in between. The Two Bets Problem When a Ghanaian invests abroad, two things happen at once. You are betting on the asset. And ...

Learn what drives the Ghana cedi’s value: gold exports, import demand, Bank of Ghana intervention, and global forces. Understand why the cedi strengthens or weakens

What Makes the Ghana Cedi Rise or Fall? The cedi’s value is not determined by a single force. It is the sum of many pressures—some domestic, some global, some structural. Understanding the main drivers is the first step to understanding why the currency moves the way it does. The Core Mechanism: Supply and Demand At its simplest, the ...

Learn why the Bank of Ghana rate differs from what you pay at forex bureaux. Understand the USD/GHS exchange rate, markups, and what drives the cedi.

How Ghanaians Can Understand the USD/GHS Exchange Rate The rate you see on the Bank of Ghana website is not the rate you pay at the counter. Understanding why that gap exists—and what drives it—is the first step to making smarter decisions about foreign currency. The One Number That Isn’t One Number There is no single USD/GHS exchange rate in Ghan...

Learn how forex trading works in Ghana. Understand the Bank of Ghana's interbank market, authorised FX brokers, retail trading rules, and tax treatment.

Forex Trading in Ghana: How the Market Works The cedi’s swings have made currency trading a subject of growing interest in Ghana. But the market that most Ghanaians access is not the same one the Bank of Ghana regulates. Understanding that distinction is the first step to understanding how forex trading actually works in this country. The Tw...

Full explainer on the La Pleasure Beach demolition in Accra: businesses affected, flood mitigation reasons, Labadi Beach Hotel dispute, and political fallout.

Explainer: The La Pleasure Beach Demolition — What Happened, Why, and What Comes Next A major demolition exercise at La Pleasure Beach (Labadi Beach) and surrounding beachfront resorts in Accra has left a trail of destroyed businesses, distressed workers, and political controversy. Here is a full explainer of what happened, the competing reasons behind it, and the fallout. What Happe...

All commercial imports into Ghana must be insured through NIC-licensed insurers from October 1, 2026, under Section 222 of the Insurance Act, 2021. Personal effects exempted.

Local Marine Cargo Insurance Becomes Mandatory for All Commercial Imports Into Ghana From October 1, 2026 Importers bringing commercial goods into Ghana will be required to obtain marine cargo insurance exclusively from insurance companies licensed by the National Insurance Commission (NIC), effective October 1, 2026, under a directive enforced by the Ghana Revenue Authority and backed by Section 222 of...

Learn what Activ'Lady insurance offers Ghanaian women entrepreneurs: fire, flood, burglary cover, maternity stipends, NHIS cards, and legal support.

Activ’Lady Insurance Benefits: What Women Entrepreneurs in Ghana Can Get The policy was designed around the risks that actually disrupt a woman’s business. Here is what the programme delivers beyond the standard cover. The Core Protection: Four Risks That Matter Most Activ’Lady was built on a simple insight: the risks that most often derail women entrepreneurs are no...

Learn what Activ’Lady insurance covers in Ghana. Fire, flood, burglary, accident protection, maternity stipends, and NHIS cards explained for women entrepreneurs.

What Does Activ’Lady Insurance Cover in Ghana? A Guide to Fire, Flood, Burglary and Accident Protection The programme was designed around the risks that Ghanaian women entrepreneurs actually face. Here is exactly what the policy protects, and what it does not. The Core Coverages: What Is Protected Activ’Lady provides insurance protection across four primary risk categories, tailored to the needs of ...

Activ’Lady Insurance in Ghana

Activ’Lady Insurance in Ghana: What Women Entrepreneurs Need to Know About Activa’s Women-Focused Insurance Programme Activa International Insurance Ghana designed a policy around the lives of market traders and businesswomen. Five years later, over 100,000 women have signed on. Here is how it works and what it covers. The Problem It Was Built to Solve Women make up a large share of Ghana’s entrepreneurs. They ru...